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Un’offerta trasparente per avere sempre tutto sotto controllo, senza brutte sorprese a fine anno.

Conto Fineco, chiaro davvero

Quante volte hai scoperto nuove spese o costi nascosti nell'estratto conto della tua banca? L'offerta Fineco è trasparente, perché la tua soddisfazione viene prima di tutto.

General
Canone conto

Zero

Account closure

Free

Interest
Lending rate

0%

Overdraft fee

None

Information sheets

Transactions
Bonifici Italia e estero in uscita

Free

(nella UE fino a 50.000€)

Online account statement (Fineco Report)

Free

Accredito stipendio

Free

Telepass Family charge

Free

Mav and Rav payments

Free

Postal payment slips

€1.55

(excluding postage costs)

Pagamento RID/Utenze

Free

Payment of Form F24

Free

Mobile top-ups

Free

Chequebook delivery

1,95€

In-branch deposits

Gratuiti 12/anno

(oltre 2,95€)

In-branch withdrawals

2,95€

Automated deposits

Free

Information sheets

Cards
Fineco Card Credit

Annual fee: 19,95€

Fineco Card Debit

Free

Link credit card

Annual fee: 19,95€

Card statement

Free online

Loans
Amount allowed

€2,000 to €50,000

Repayment

12–84 months

Information sheets

Trading
Italian shares and ETFs and Europe

fixed fee of min €2.95 max €19

(starting fee €9.95 only for the first month)

Shares and US ETF (Nyse, Amex, Nasdaq)

fixed fee of min €3.95 max €12,95

(starting fee €9.95 only for the first month)

Government, Italian and foreign bonds

fixed fee of min €2.95 max €19

(starting fee €9.95 only for the first month)

Funds

no load - 9 €/$ per eseguito

Securities transfer fee (outgoing)

Free

Information sheets

Un piccolo canone, tanti servizi

La soluzione chiavi in mano per gestire la tua piccola impresa o il tuo studio professionale.
50 operazioni trimestrali incluse nel canone e tutta la flessibilità del conto Fineco.

General
Monthly fee

€5.95

Number of transactions included in the fee

50/quarter

Account closure

Free

Interest
Lending rate

0%

Overdraft fee

None

Information sheets

Transactions
SEPA Transfers

Free

(Except for Switzerland and the Principality of Monaco: 9.95€)

Withdrawals on the BANCOMAT® circuit
(UniCredit machines)

Free if you withdraw above 99€

0.80 EUR if you withdraw up to 99€

Withdrawals on the BANCOMAT® circuit
(ATMs other than UniCredit Group ATMs)

Free if you withdraw above 99€

0.80 EUR if you withdraw up to 99€

(1.95€ to be added when you exceed the limit of 50 free account transactions per quarter)

Online account statement (Fineco Report)

Free

Telepass Family charge

Free

Mav and Rav payments

Free

(1.95€ after the first 50 transactions per quarter)

Postal payment slips

€1.55

(excluding postage costs)

Direct debit/Utilities payments

Free

Payment of Form F24

Free

(1.95€ after the first 50 transactions per quarter)

Mobile top-ups

Free

Chequebook delivery

€4.95

In-branch deposits

€2.95

In-branch withdrawals

€4.95

Automated deposits

Free

(1.95€ after the first 50 transactions per quarter)

Information sheets

Cards
Fineco Card Credit

Annual fee: 19,95€

Fineco Card Debit

Free

Link credit card

Annual fee: 19,95€

Card statement

Free online

Loans
Amount allowed

€2,000 to €50,000

Repayment

12–84 months

Information sheets

Trading
Italian shares and ETFs and Europe

fixed fee of min €2.95 max €19

(starting fee €9.95 only for the first month)

Shares and US ETF (Nyse, Amex, Nasdaq)

fixed fee of min €3.95 max €12,95

(starting fee €9.95 only for the first month)

Government, Italian and foreign bonds

fixed fee of min €2.95 max €19

(starting fee €9.95 only for the first month)

Funds

€/$0 per order

Securities transfer fee (outgoing)

Free

Information sheets

The 50 quarterly transactions included in the fee are:

  • Sepa Direct Debits
  • Cash and cheques payments via enabled ATMs
  • F24 direct debits
  • Withdrawals on the BANCOMAT® circuit at UniCredit Group ATMs
  • Withdrawals on the BANCOMAT ® circuit at ATMs other than UniCredit Group ATMs
  • MAV, RAV, RIBA
  • Italian and SEPA credit transfers
  • EU foreign transfers up to €50,000
  • Cheques payments via PFA

Over the limit of 50 free transactions per quarter, the following transaction will be charged €1.95 each:

  • F24 direct debits
  • Cash and cheques payments via enabled ATMs
  • Withdrawals on the BANCOMAT ® circuit at ATMs other than UniCredit Group ATMs
  • MAV, RAV, RIBA
  • Cheques payments at desk via PFA

All other transactions included in the fee remain for free, also in case the tolerance threshold is exceeded.

Do you want more information?
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Where, how and how much do you spend?

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100% peace of mind

At Fineco, your money is safe,
thanks to professionals on the alert every day, 24/7.

Open a Fineco account. It only takes 5 minutes with your webcam.

Advertising message for promotional purposes. To view all the terms and conditions for the advertised services, please refer to the information sheet and required under current regulations. All services require the client to open a Fineco current account.

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