Condizioni
Un’offerta trasparente per avere sempre tutto sotto controllo, senza brutte sorprese a fine anno.
Conto Fineco, chiaro davvero
Quante volte hai scoperto nuove spese o costi nascosti nell'estratto conto della tua banca? L'offerta Fineco è trasparente, perché la tua soddisfazione viene prima di tutto.
| Transactions | |
|---|---|
| Bonifici Italia e estero in uscita | Free(nella UE fino a 50.000€) |
| Online account statement (Fineco Report) | Free |
| Accredito stipendio | Free |
| Telepass Family charge | Free |
| Mav and Rav payments | Free |
| Postal payment slips | €1.55(excluding postage costs) |
| Pagamento RID/Utenze | Free |
| Payment of Form F24 | Free |
| Mobile top-ups | Free |
| Chequebook delivery | 1,95€ |
| In-branch deposits | Gratuiti 12/anno(oltre 2,95€) |
| In-branch withdrawals | 2,95€ |
| Automated deposits | Free |
| Cards | |
|---|---|
| Fineco Card Credit | Annual fee: 19,95€ |
| Fineco Card Debit | Free |
| Link credit card | Annual fee: 19,95€ |
| Card statement | Free online |
| Loans | |
|---|---|
| Amount allowed | €2,000 to €50,000 |
| Repayment | 12–84 months |
| Trading | |
|---|---|
| Italian shares and ETFs and Europe | fixed fee of min €2.95 max €19(starting fee €9.95 only for the first month) |
| Shares and US ETF (Nyse, Amex, Nasdaq) | fixed fee of min €3.95 max €12,95(starting fee €9.95 only for the first month) |
| Government, Italian and foreign bonds | fixed fee of min €2.95 max €19(starting fee €9.95 only for the first month) |
| Funds | no load - 9 €/$ per eseguito |
| Securities transfer fee (outgoing) | Free |
Un piccolo canone, tanti servizi
La soluzione chiavi in mano per gestire la tua piccola impresa o il tuo studio professionale.
50 operazioni trimestrali incluse nel canone e tutta la flessibilità del conto Fineco.
| General | |
|---|---|
| Monthly fee | €5.95 |
| Number of transactions included in the fee | 50/quarter |
| Account closure | Free |
| Interest | |
|---|---|
| Lending rate | 0% |
| Overdraft fee | None |
| Transactions | |
|---|---|
| SEPA Transfers | Free(Except for Switzerland and the Principality of Monaco: 9.95€) |
| Withdrawals on the BANCOMAT® circuit (UniCredit machines) | Free if you withdraw above 99€0.80 EUR if you withdraw up to 99€ |
| Withdrawals on the BANCOMAT® circuit (ATMs other than UniCredit Group ATMs) | Free if you withdraw above 99€0.80 EUR if you withdraw up to 99€(1.95€ to be added when you exceed the limit of 50 free account transactions per quarter) |
| Online account statement (Fineco Report) | Free |
| Telepass Family charge | Free |
| Mav and Rav payments | Free(1.95€ after the first 50 transactions per quarter) |
| Postal payment slips | €1.55(excluding postage costs) |
| Direct debit/Utilities payments | Free |
| Payment of Form F24 | Free(1.95€ after the first 50 transactions per quarter) |
| Mobile top-ups | Free |
| Chequebook delivery | €4.95 |
| In-branch deposits | €2.95 |
| In-branch withdrawals | €4.95 |
| Automated deposits | Free(1.95€ after the first 50 transactions per quarter) |
| Cards | |
|---|---|
| Fineco Card Credit | Annual fee: 19,95€ |
| Fineco Card Debit | Free |
| Link credit card | Annual fee: 19,95€ |
| Card statement | Free online |
| Loans | |
|---|---|
| Amount allowed | €2,000 to €50,000 |
| Repayment | 12–84 months |
| Trading | |
|---|---|
| Italian shares and ETFs and Europe | fixed fee of min €2.95 max €19(starting fee €9.95 only for the first month) |
| Shares and US ETF (Nyse, Amex, Nasdaq) | fixed fee of min €3.95 max €12,95(starting fee €9.95 only for the first month) |
| Government, Italian and foreign bonds | fixed fee of min €2.95 max €19(starting fee €9.95 only for the first month) |
| Funds | €/$0 per order |
| Securities transfer fee (outgoing) | Free |
The 50 quarterly transactions included in the fee are:
- Sepa Direct Debits
- Cash and cheques payments via enabled ATMs
- F24 direct debits
- Withdrawals on the BANCOMAT® circuit at UniCredit Group ATMs
- Withdrawals on the BANCOMAT ® circuit at ATMs other than UniCredit Group ATMs
- MAV, RAV, RIBA
- Italian and SEPA credit transfers
- EU foreign transfers up to €50,000
- Cheques payments via PFA
Over the limit of 50 free transactions per quarter, the following transaction will be charged €1.95 each:
- F24 direct debits
- Cash and cheques payments via enabled ATMs
- Withdrawals on the BANCOMAT ® circuit at ATMs other than UniCredit Group ATMs
- MAV, RAV, RIBA
- Cheques payments at desk via PFA
All other transactions included in the fee remain for free, also in case the tolerance threshold is exceeded.