The main FinTech bank in Europe
We has had only one goal since 1999: innovate the bank to make life easier for you.
We have always invested in technology, but we trust in the unique value of human relationships.
This is why we manage to offer you a unique, extraordinary and personalized banking experience, every day.
Free withdrawals on the BANCOMAT® circuit if higher than €99.
Cardless withdrawals at the UniCredit ATMs. All you need is your smartphone.
Free withdrawals up to €3,000€ from all UniCredit ATMs in Italy.
The free contactless card for withdrawing and paying in Italy and abroad.
You deposit Cash and Cheques unassisted, at all evolved UniCredit ATMs.
Increase your Visa Debit maximum limit up to €5,000 for one day.
Diversify your liquidity and invest in USD, CHF and GBP.
In Italy free and unlimited. Abroad to 250 countries and in 20 different currencies.
Send and receive money in real time and make payments in seconds, even from app.
MAV, RAV, road tax, utilities, bills, taxes and duties: you can do everything online.
Request up to €50,000 directly online, on your own.
Credit lines and Lombard
Request from €3,000 to €1,000,000 of added liquidity on your account.
Purchase, Subrogation, Liquidity and Refinancing. At fixed or floating rate.
You can request it online and receive it at home. Or transfer yours in 48h.
Reload your mobile phone at zero fees, automatically.
Debit Card 1
Withdrawals on the BANCOMAT° circuit (ATMs in Italy) above €99
SEPA Transfers 2
ATM Maxi Withdrawals (up to €3,000 per day) 3
Cash and cheques Deposit 3
MAV and RAV payment
SEPA Direct Debit charges
Payment of Form F24
Securities custody service
Automatic bonds and funds transfer
1) No fee. Home delivery for a fee (€2.25) | 2) SEPA transfers to Switzerland and the Principality of Monaco: €9.95 | 3) Service available at all UniCredit advanced ATMs | 4) €1.95 for home delivery
The beauty of simplicity
Designed for who really uses it every day. This is why Fineco is not only simple to use, but also nice to look at.
Fineco works. Simply
We aren't the usual online bank, and neither are we the classic traditional bank. We are a big team made up of people that has had only one goal since 1999: innovate the bank to make life easier for you.
Open your account in just a few steps.
Find a Fineco Centers.
Ask a Personal Financial Advisor.
Digital when you need, personal when you want
You can do everything online or from apps, but you can also have a Personal Financial Advisor at home or at the Fineco Center.
And our Customer Care responds also on Sundays and via automated SMSs.
- Access from website and apps 24/7
- Over 2,500 consultants throughout Italy
- Over 380 Fineco Centers
- Customer care every day of the week
Withdrawals even cardless at enabled UniCredit ATMs: all you need is the Fineco app. Withdraw up to €3,000 with MaxiWithdrawal.
You can deposit cash and cheques in the evolved UniCredit ATMs cost-free.
- Cardless withdrawals too with the Fineco app
- MaxiWithdrawal from €750 to €3,000
- Deposit cash and cheques on UniCredit ATMs
- Withdrawals around the world on VISA or MasterCard
Fineco Card Debit is the free card for making withdrawals and purchases around the world, online or in stores, without fees.
Personalise your maximum limits: up to €5,000 in a single transaction.
You can also use it contactless and with Apple Pay.
Quick and simple payments
Manage your account and investments anywhere. Set card limits by geographical areas or on specific websites online, change the maximum limit in real time and receive instant notifications on withdrawals and purchases.
Pay your bills also from the app, with a photo.
MAV, RAV, F24, road tax: pay and store online.
Domicile utilities in just a few clicks.
Reload your mobile phone online or with an SMS.
The Fineco world in an app
Access with a fingerprint or FaceID and you can keep tabs on your account, cards and investments.
Choose your VISA or Mastercard credit card. Also multifunction, with Credit, PagoBancomat and Bancomat® all together. Pay expenses in instalments as well with the Revolving, PagoFacile and Pay by Instalments options that you can enable online.
- Mono or Multifunction
- VISA or MasterCard
- Expenses paid in instalments
- Increase your maximum limit from the website or app
MoneyMap classifies, also automatically, inflows and outflows and helps you save with a personalised budget.
View your expenses on Google Maps and you see the most widely used brands at a quick glance.
- Calculate your monthly savings
- Group expenses in automatic categories
- Manual or automatic expense budget
- Brand Map and Google Map
Sound and secure **
Fineco is one of the most solid banks in Italy with a 21.16% CET1.
We combine the best digital technologies with dozens of manual controls to guarantee you the highest security standards.
- "Disposable" code for instructions
- Sophisticated automatic and "manual" controls
- Direct line of contact with the cybercrime authorities
- Technologies with advanced cryptography
Millions of customers
Personal Financial Advisors
In terms of customer experience