Discover the account that has revolutionised banking and simplified the lives of hundreds of thousands of people. Zero costs and a huge range of services: one account, with 98% client satisfaction.

Fineco Card Debit
With a single PIN, to withdraw and purchase with direct debits on your account.Find out more
A range of benefits
Zero-fee account, ATM deposits and Maxi withdrawals up<br/>to €3,000.
Find out more
Award-winning apps
Using the Fineco app you can manage your account from tablet and smartphone any time.Find out more
Save with MoneyMap
Where, how and how much do you spend? Find it out with MoneyMap and start saving right away.Find out more

Choose the Fineco Card Debit, with a single PIN, to withdraw at ATMs throughout Italy. Purchases with direct debits on your account and customizable limits and ceiling directly from website and app.

Gold Card
ATM withdrawals anywhere and many extra services, including convenient travel insurance. Find out more
Extra Card
With the revolving card, you pay for purchases of up to €2,000 with a fixed monthly installment. Find out more
Withdrawals everywhere
ATM withdrawals and with Maxi withdrawals up to €3,000 from any UniCredit ATM. Find out more
Free deposits
You can deposit cash and cheques free of charge at any of the UniCredit advanced ATM. Find out more

Start saving keeping tabs on your income and expenses with MoneyMap, the household budget built into your Fineco current account.

Lots of useful services
Lots of tools to keep tabs on your portfolio, no matter where you are. Find out more
Fully automatic
Income and expenses are categorised automatically into pre-established categories. Find out more
Set a budget
Define your budget and monitor your savings to see where, how and how much you spend. Find out more
Your budget in an app
Create and manage your household budget, even on the move. Easy and intuitive. Find out more

With the Small Business account Fineco places innovation, experience and simplicity at your service to manage your small business or your professional studio.

Lots of services
Free bank transfers in Italy, no fees on withdrawals from UniCredit ATM, utilities, taxes, MAV and RAV. Find out more
More flexibility
Each 3 months, 50 transactions included and the flexibility of a Fineco account at €5.95 per month. Find out more
More time for your business
You can carry out banking transactions online and check them whenever you need to. Find out more
The Fineco cards
Find the right card for you: Fineco Card Credit, Fineco Card Debit, Gold, Reloadable or Extra. Find out more

Fineco offers many solutions to turn your plans into reality. A mortgage, a loan or simply a current account overdraft facility in order to have cash available to realize all your dreams. Choose the one that best suits your needs.

Fineco Mortgage
Whether you need to subrogate your mortgage or you wish to purchase your first house, Fineco has the solution.Find out more
Overdraft on account
€3,000 in your current account always on call to meet your needs. Apply online at no cost.
Find out more
Make your projects come true
Fineco loan up to €50,000. Apply online using your digital signature.Find out more
Credit Lombard
The exclusive soluition to obtain extra cash, without divesting.Find out more

The Fineco mortgage for your greatest projects. Simulate the instalment plan and apply directly online from your personal area.

Subrogated Mortgage
Do you have a mortgage with another bank? Bring it to Fineco and discover our special conditions.Find out more
Equity loan
Up to €500,000 in cash to use as you please secured by your home.Find out more
Purchase Mortgage
To purchase your new house, choose the Fineco Mortgage. Discover our special conditions.Find out more
Refinancing Mortgage
Substitute your old mortgage and obtain additional cash to finance your plans.Find out more

Fineco Loan to realize what you wish with simplicity. Apply directly online from your reserved area.

Tailored solutions
Design the Fineco loan according to your needs.Find out more
Personal loan
Up to 50,000 euro for all your desires.Find out more
Loan consolidation
Combine your multiple loan in Fineco and simplify your payments.Find out more
Loan advantages
Find out all the benefits offered by Fineco loan.Find out more

Professional advice, transparent pricing and one of the broadest service offerings on the market. That's why Fineco is Europe’s most popular direct bank for investments.

Personal Financial Advisor
Our independent PFAs are standing by to provide unbiased assistance with your decisions. Find out more
Soluzione assicurative
Possono consentirti di soddisfare esigenze fiscali, successorie e di protezione, tue e dei tuoi cari. Find out more
Advice
Total confidentiality and ongoing monitoring of your own <br/> investments. Find out more
Invest in excellence
With CORE Series you can get the best multi-brand products on the market with one investment. Find out more

The innovative financial investments consulting service. Our Personal Financial Advisors, Advice certified, always have everything under control in 3 phases.

Diagnosis
This is the check-up on your investments that assesses risks and the opportunities connected to them. Find out more
Investment planning
Your Personal Financial Advisor defines an investment strategy based on your goals. Find out more
Monitoring
Essential for any re-budgeting with respect to the initial goals. Find out more
Advice Unit
The unit-linked solution full of tax and successor benefits. Find out more

To best meet your needs, our Personal Financial Advisors have the Fineco starsat their disposal: a range of products selected according to a careful and constant quantitative and qualitative analysis.

Only the best
Analyse and select the best funds available on the Fineco platform.Find out more
Continuous analysis
With your advisor keep tabs on the quality of the tools in your portfolio. Find out more
Dedicated statements
Guarantees maximum awareness of your investment trends. Find out more
Guaranteed diversification
More than 800 selected funds and 21 building blocks to diversify your investments. Find out more

Excellence and customisation without compromise. A careful selection of funds from the major international investment houses to offer you only the best.

CORE
Select the funds with the best ratings and recombine them into multibrand solutions. Find out more
CORE Pension
Tutela oggi il tuo reddito futuro con il fondo pensione aperto offerto in esclusiva da Fineco. Find out more
Cost Averaging
The CORE Series cost averaging plan builds your portfolio step by step. Find out more
Quality and transparency
Always free to change your investment choices at no additional cost. Find out more

The innovative Fineco advisory service.
More freedom, more vision, more control, more opportunity.

More freedom
Take advantage of all the opportunities available at Fineco: Funds and SICAVs, sharesi, bonds, ETFs, ETCs Find out more
More vision
Complete and always up to date reports, also from your mobile device Find out more
More control
Constant monitoring with possibility to set automatic alerts Find out more
More opportunity
Your advisor can guide you toward the optimisation of your financial choices Find out more

Your Fineco Personal Financial Advisor can propose the investments which are best suited for your needs with a professional financial planning method without choice restrictions.

Maximum availability
In the office, on the telephone, in the Fineco Centres, at home and on-line: your advisor is always at your disposal. Find out more
Certified professionalism
Your advisor proposes Advice, the personalised service for clients with large equity. Find out more
Complete management of your wealth
Fineco Private Banking, the point of reference for high profile customers. Find out more
Graphometric Signature
To sign documents in electronic format and view them from your account. Find out more

With Fineco you can access markets around the world in real time and with total control. There are four platforms available, so you can trade wherever and whenever you like. Trade like a professional with our market-leading services.

Every product
Shares, derivatives, currencies, bonds: Italian and overseas options, in a single account. Find out more
Speed and simplicity
Three platforms to help you trade like a professional – even from your tablet or smartphone. Find out more
Cut your costs
Trade in Italian stocks and bonds, with a maximum commission of €19 per order, which can drop to €2.95. Find out more
Global trading
26 world stock markets and more than 50 Forex markets with real-time prices. Find out more

With Fineco you can have access to 26 global stock markets from just one account with quotations in real time, while having four platforms and thousands of Italian and foreign tools always at your disposal.

Shares
Thousands of shares from all over the world, in margin-setting and local currency as well: USD, GBP and CHF. Find out more
Bonds
More than 6,000 products from all over the world including Government securities, bonds and stocks. Find out more
Derivatives
More than 150 CFDs on shares, indexes, currency, and commodities, and more than 150 CFDs Logos Time. Find out more
CFD Fx
Invest on-line in the currency market in real time without activation commissions and fees. Find out more

You can follow 26 markets in real time from the comfort of your home, paying a maximum of €19 per order, but you can also lower the amount to €2.95 by increasing your activity.

Global markets
Commissions: Italy as low as €2.95 per order executed, America as low as $3.95, Germany and France as low as €4.95. Find out more
More trading, less fees
You can reduce the maximum commission by choosing the step-decrease plan. Find out more
CFD Fx
Invest on-line in the currency market in real time without activation commissions and fees. Find out more
Derivatives
With €/$500 in trading commissions you earn the reduced level. And it carries over to the next month too. Find out more

Three customisable platforms for you to be a key player in on-line trading, with your own style, where and when you want. Also available for tablets and smartphones so you can even trade on the move.

PowerDesk
The most used platform in Italy: simple and customisable. Free with 5 orders executed. Find out more
Stock Screener
Trading has never been so easy and fast thanks to the intuitive searches and pre-set filters to operate on all markets. Find out more
Web trading
Access 26 international stock markets directly from the Fineco site in the comfort of your own home. Find out more
Trading in your pocket
You can even trade on the move with apps for Apple and Android. Find out more

Leverage, protection and all the services that simplify your trading: maximum control at the tip of your fingers and in the best possible conditions, even via web and smartphone. All in complete security.

Margin-setting
Trade only with part of the liquid funds required and multiply the results up to 20 times. Find out more
Automatic orders
Set Stop Loss and conditioned orders to manage your portfolio or invest. Find out more
Multicurrency
Diversify liquid funds and investments in 13 global currencies, in real time. Find out more
Interest-bearing portfolio
Activate the service and with securities in your portfolio you can have up to 5% gross annually. Find out more

A card for every need

Choose the card that best suits your needs: credit, debit or prepaid

Una nuova esperienza di pagamento
Fare acquisti nei negozi e pagare online e nelle app con la tua carta Fineco e Apple Pay e Google Pay™ è ancora più pratico e veloce. Basta avere una carta Fineco* e un dispositivo Apple o Android abilitato.

Fineco Card Debit

La carta contactless gratuita con un solo PIN, per prelevare presso gli ATM in tutta Italia ed effettuare acquisti con addebito immediato sul conto.

Prelevi gratis su circuito BANCOMAT® per importi superiori a 99€ da tutti gli ATM in Italia
Acquisti ovunque in Italia e all’estero, anche online e senza fee aggiuntive sui principali siti di viaggio
Limiti e massimali personalizzabili
MaxiPrelievo fino a 3.000€
MaxiAcquisto fino a 5.000€

MaxiPrelievo: servizio disponibile presso tutti gli ATM evoluti del Gruppo UniCredit
Fineco Card Debit: sono previste spese di spedizione pari a 2,25 euro.
Prelievi: è prevista una commissione pari a 0,80€ per prelievi di importo fino a 99€.

Fineco Card Credit

La carta di credito mono o multifunzione per tutte le esigenze.

Prelievi ovunque in Italia
Richiedi l'aumento del plafond direttamente da sito o da app.
Opzione Revolving attivabile gratuitamente e addebiti il mese successivo

Fineco Gold World

La carta di credito premium con tanti vantaggi e servizi esclusivi inclusi:

Plafond a partire da 5.000 euro mensili, personalizzabile su richiesta
Polizza travel, protezione acquisti ed estensione di garanzia e per i beni acquistati con la carta
Accesso a oltre 800 Lounge del circuitoLounge Key nei principali aeroporti del mondo
Esperienze e privilegi unici dedicati ai titolari di carte premium del circuito Mastercard
Pagamenti contactless, abilitata Apple Pay e Google Pay

Reloadable: safe, stylish purchases

An excellent gift and an good option as a second card.
And now you can choose the network you prefer between VISA Electron and MasterCard.

Light

Vintage

Watercolor

Rusty

Underground

Spring

The Wall

Perfect for making secure online or in-store purchases. Fineco reloadable cards can also be used by under-18s and to withdraw money abroad (€2.90 per withdrawal, fixed charge). Costs just €9.95 a year, with no fees on top-ups.

Carta Extra – a loan in your pocket

A scheduled repayment card that offers you finance of up to €2,000 for your spending.

Use it when you like and pay back your purchases at a convenient fixed monthly rate.

2,000

Carta Link per la tua famiglia

La possono usare i tuoi familiari, anche se non sono correntisti Fineco.
Può essere associata alla tua Fineco CardCredit o a Carta Gold e ne condivide il plafond di spesa mensile
Disponibile solo in versione monofunzione

1.	2.	3.
800.52.52.52 02.2899.2899	+	1.Trading 2.Banking 3.Cards

	Operatori conto corrente	Operatori trading e investimenti	Servizio automatico	Blocco carte
Da lunedì a venerdì	8:00 - 22:00	8:00 - 22:00	Sempre attivo	24H
Sabato	9:00 - 20:00	9:00 - 13:00	Sempre attivo	24H
Domenica	9:00 - 20:00		Sempre attivo	24H

Vai a STARS: the high-quality selection

Support 7 days a week

Customer Care is always at your disposal, even on Sundays.

Find out more

Vai a STARS: the high-quality selection

Grant your own wishes

Get a Fineco loan of up to €50,000 to use as you please.

Find out more

Open a Fineco account. It only takes 5 minutes with your webcam.

Open an account

Advertising message for promotional purposes. To view all the terms and conditions for the advertised services, please refer to the information sheet and required under current regulations. All services require the client to open a Fineco current account.

Card Gold World: to view all the financial and contractual terms and conditions of the product, please refer to the Information Sheet, as well as to the FinecoBank S.p.A. Personal assistance policy issued by SARA Assicurazioni, available on the www.finecobank.com website and the www.mastercard.it website. Credit is granted subject to the approval of the Bank.

Carta Extra revolving option: Nominal fixed interest rate 9.95%. E.g.: Withdrawals and purchases of €2,000. Total interest €207.14. Card and PIN sending charges €1.90. Full refund of €2,209.04 in 24 months. APR: 10.52%, installment amount: €95.

Fineco Card Credit revolving option: fixed nominal APR of 13,90%. Example: cash withdrawals and purchases of €1,600 - Total interest due: €179.90 – Card annual fee: €19.95 – €18.29 (rebate)= € 1.66. Total repayment due: €1,781,56 over 18 months. Effective APR: 14,94%. Repayment amount €100.

Google Pay™ is compatible with all Android smartphones, starting with version 5.0 (Lollipop) or later. To pay in stores, the smartphone must be equipped with NFC technology. You can also use Google Pay on smartwatches with Google Wear compatible OS. Your card information is not stored on the device or transmitted during payment. It is important to know that by activating Google Pay, as per the Google policy, you consent to making the data on transactions made with your payment card through Google Pay available to Google itself. For the conditions and purposes of data use please consult the Google Payments Terms of service and Privacy Policy and the Terms and Conditions of the service provided by FinecoBank upon activation of the service. To use Google Pay you need an Android device with NFC technology. For further information, please consult Google Support

Apple Pay is compatible with enabled Apple devices. For more information, visit the dedicated page on the Apple website.
Apple Pay works with iPhone 6 or later models in stores and apps and on websites; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 or later models in apps and on websites; in Safari on Mac using an iPhone 6 or later model or an Apple Watch enabled per Apple Pay. Apple Pay can be used on the Visa Mastercard circuits. Before paying, it is necessary to add the cards to the Wallet as specified on the dedicated Apple website.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac and Safari are trademarks of Apple Inc., registered in the USA and in other countries. iPad Pro is a registered trademark of Apple Inc.

Versione italiana

FinecoBank S.p.A. - Registered Office Piazza Durante 11, Milan 20131 – Headquarters Via Rivoluzione d'Ottobre 16, Reggio Emilia 42123 – Share capital € 200,941,488.00 fully subscribed and paid-in - Bank enrolled in the Register of Banks and Parent Company of the FinecoBank Banking Group – enrolled in the Register of Banking Groups at No. 3015– VAT No. 12962340159 - Tax ID No. and Milan-Monza-Brianza-Lodi Companies Register No. 01392970404 – Economic and Administrative Index (REA) No. 1598155 – Member of the National Compensation Fund and the National Interbank Deposit Guarantee Fund. Fineco Bank is a trademark licensed for use by FinecoBank S.p.A. - PEC: finecobankspa.pec@actaliscertymail.it