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Fineco Card Debit

The free contactless card, with a single PIN, to withdraw everywhere in Italy at all ATMs and purchases with direct debits on your account.

  • Free BANCOMAT® ATM withdrawals everywhere in Italy above €99
  • Purchases from anywhere in Italy and abroad, plus online purchases without additional fees on the main travel websites
  • Customizable limits and ceiling directly from website and app
  • Maxi withdrawals up to €3,000
  • Maxi purchase up to €5,000
Maxi withdrawals: service available at all UniCredit Group advanced ATMs
Fineco Card Debit: shipping charges of €2.25.
Withdrawals: €0,80 commission fee when you withdraw up to €99.

A loan in your pocket

With Extra Card pay for purchases at a fixed amount monthly rate.

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Contactless technology

You can conclude your purchases placing the card near the reader.

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Too many expenses? PagoFacile

You can choose online which purchases you want to pay for straight away and which you want to pay off monthly.

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Family card

Your family can use a Link card, which connects to your main card andshares its spending limit.

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Fineco Card Credit

The mono or multifunction credit card for all needs. Withdrawals at all ATMs, free revolving option activation and charges billed the following month.

Gold Card

A multifunctional card with a spending limit of €8,000 per month, ATM withdrawals everywhere, and extra services including travel insurance. Who qualifies for this card?

Reloadable: safe, stylish purchases

An excellent gift and an good option as a second card.
And now you can choose the network you prefer between VISA Electron and MasterCard.







The Wall

Perfect for making secure online or in-store purchases. Fineco reloadable cards can also be used by under-18s and to withdraw money abroad (€2.90 per withdrawal, fixed charge). Costs just €9.95 a year, with no fees on top-ups.

Carta Extra – a loan in your pocket

A scheduled repayment card that offers you finance of up to €2,000 for your spending.

Use it when you like and pay back your purchases at a convenient fixed monthly rate.


Gold cards are reserved for clients who:

  • already have a standard Fineco card
  • are at least 26 years old
  • have a balance of at least €5,000 in their account
  • have been Fineco clients for at least 6 months.

In all cases, applications are subject to evaluation by Fineco, which reserves the right to refuse to issue the card, even if the above conditions have been satisfied.

The cardholder must be resident in Italy and at least 10 years old.

Want to know more? Leave us your details and one of our specialists will get back to you.

Would you like to receive updates about FinecoBank’s news? Read the informative documentation and make your choices:

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Vai a STARS: the high-quality selection

Support 7 days a week

Customer Care is always at your disposal, even on Sundays.

Vai a STARS: the high-quality selection

Grant your own wishes

Get a Fineco loan of up to €50,000 to use as you please.

Open a Fineco account. It only takes 5 minutes with your webcam.

Advertising message for promotional purposes. To view all the terms and conditions for the advertised services, please refer to the information sheet and required under current regulations. All services require the client to open a Fineco current account.

Carta Extra revolving option: Nominal fixed interest rate 9.95%. E.g.: Withdrawals and purchases of €2,000. Total interest €207.14. Card and PIN sending charges €1.90. Full refund of €2,209.04 in 24 months. APR: 10.52%, installment amount: €95.

Fineco Card Credit revolving option: fixed nominal APR of 13,90%. Example: cash withdrawals and purchases of €1,600 - Total interest due: €179.90 – Card annual fee: €19.95 – €18.29 (rebate)= € 1.66. Total repayment due: €1,781,56 over 18 months. Effective APR: 14,94%. Repayment amount €100.

Versione italiana
A testimonianza dell’attenzione verso la propria Clientela, FinecoBank ha deciso d’intraprendere un’azione a favore dei Clienti danneggiati dal crollo del Ponte Morandi a Genova il 14 agosto 2018, titolari di mutui ipotecari relativi a edifici resi inagibili anche parzialmente, ovvero alla gestione di attività di natura commerciale ed economica svolta negli stessi edifici.
L’iniziativa prevede che il Cliente che si trovi in condizione di difficoltà per i danni subiti dall’immobile, ferma restando la regolarità del piano dei pagamenti, possa richiedere la sospensione del pagamento delle rate dei mutui (quote capitale e quote interesse) per 12 mesi dalla data di presentazione della richiesta.
La domanda di sospensione dovrà essere presentata entro il 15 Ottobre 2018 e dovrà essere assistita da un’autocertificazione che attesti il danno subito.
La sospensione non costituisce in alcun modo novazione del contratto di mutuo e resta ferma ogni altra modalità, patto, condizione e garanzia di cui al contratto di mutuo, con particolare riferimento alla garanzia ipotecaria.
Resta inteso che, nel periodo di sospensione, non si procederà con alcuna segnalazione di insoluto alle Banche Dati relativa alle rate sospese.
Le rate sospese inizieranno a decorrere al termine del periodo di ammortamento originariamente previsto dal finanziamento, mantenendo la loro attuale periodicità.
L’esercizio sarà gratuito e non oneroso, ovvero non saranno addebitati interessi maturati durante il periodo di sospensione.
Per maggiori informazioni nonché per richiedere la sospensione delle rate, è possibile contattare il Customer Care.