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Fineco Card Debit

The free contactless card, with a single PIN, to withdraw everywhere in Italy at all ATMs and purchases with direct debits on your account.

  • Free BANCOMAT® ATM withdrawals everywhere in Italy above €99
  • Purchases from anywhere in Italy and abroad, plus online purchases without additional fees on the main travel websites
  • Customizable limits and ceiling directly from website and app
  • Maxi withdrawals up to €3,000
  • Maxi purchase up to €5,000
Maxi withdrawals: service available at all UniCredit Group advanced ATMs
Fineco Card Debit: shipping charges of €2.25.
Withdrawals: €0,80 commission fee when you withdraw up to €99.

A loan in your pocket

With Extra Card pay for purchases at a fixed amount monthly rate.

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Contactless technology

You can conclude your purchases placing the card near the reader.

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Too many expenses? PagoFacile

You can choose online which purchases you want to pay for straight away and which you want to pay off monthly.

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Family card

Your family can use a Link card, which connects to your main card andshares its spending limit.

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Apple Pay

Add your Fineco card to your Apple Pay app to shop in-store, in-app or online any time you like.

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Google Pay

Add your Fineco card to the Google Pay™ app to pay directly with your Android smartphone.

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Fineco Card Credit

The mono or multifunction credit card for all needs. Withdrawals at all ATMs, free revolving option activation and charges billed the following month.

Gold Card

A multifunctional card with a spending limit of €8,000 per month, ATM withdrawals everywhere, and extra services including travel insurance. Who qualifies for this card?

Reloadable: safe, stylish purchases

An excellent gift and an good option as a second card.
And now you can choose the network you prefer between VISA Electron and MasterCard.







The Wall

Perfect for making secure online or in-store purchases. Fineco reloadable cards can also be used by under-18s and to withdraw money abroad (€2.90 per withdrawal, fixed charge). Costs just €9.95 a year, with no fees on top-ups.

Carta Extra – a loan in your pocket

A scheduled repayment card that offers you finance of up to €2,000 for your spending.

Use it when you like and pay back your purchases at a convenient fixed monthly rate.


Gold cards are reserved for clients who:

  • already have a standard Fineco card
  • are at least 26 years old
  • have a balance of at least €5,000 in their account
  • have been Fineco clients for at least 6 months.

In all cases, applications are subject to evaluation by Fineco, which reserves the right to refuse to issue the card, even if the above conditions have been satisfied.

The cardholder must be resident in Italy and at least 10 years old.

Do you want more information?
We have the answer you need.

Vai a STARS: the high-quality selection

Support 7 days a week

Customer Care is always at your disposal, even on Sundays.

Vai a STARS: the high-quality selection

Grant your own wishes

Get a Fineco loan of up to €50,000 to use as you please.

Open a Fineco account. It only takes 5 minutes with your webcam.

Advertising message for promotional purposes. To view all the terms and conditions for the advertised services, please refer to the information sheet and required under current regulations. All services require the client to open a Fineco current account.

Carta Extra revolving option: Nominal fixed interest rate 9.95%. E.g.: Withdrawals and purchases of €2,000. Total interest €207.14. Card and PIN sending charges €1.90. Full refund of €2,209.04 in 24 months. APR: 10.52%, installment amount: €95.

Fineco Card Credit revolving option: fixed nominal APR of 13,90%. Example: cash withdrawals and purchases of €1,600 - Total interest due: €179.90 – Card annual fee: €19.95 – €18.29 (rebate)= € 1.66. Total repayment due: €1,781,56 over 18 months. Effective APR: 14,94%. Repayment amount €100.

Google Pay™ is compatible with all Android smartphones, starting with version 5.0 (Lollipop) or later. To pay in stores, the smartphone must be equipped with NFC technology. You can also use Google Pay on smartwatches with Google Wear compatible OS. Your card information is not stored on the device or transmitted during payment. It is important to know that by activating Google Pay, as per the Google policy, you consent to making the data on transactions made with your payment card through Google Pay available to Google itself. For the conditions and purposes of data use please consult the Google Payments Terms of service and Privacy Policy and the Terms and Conditions of the service provided by FinecoBank upon activation of the service. Google Pay can only be used on Fineco Cards in the name of current account holders, excluding cards in the name of third parties and V PAY cards. To use Google Pay you need an Android device with NFC technology. For further information, please consult Google Support

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