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A card for every need

Choose the card that best suits your needs: credit, debit or prepaid

A new way to pay

Now you can use your Fineco card to pay using Apple Pay, Google PayTM, FitbitPay or Garmin Pay. All you need is your smartphone. It's that simple.

Fineco Card Debit

The free contactless card, with a single PIN, to withdraw everywhere in Italy at all ATMs and purchases with direct debits on your account.

  • Free BANCOMAT® ATM withdrawals everywhere in Italy above €99
  • Purchases from anywhere in Italy and abroad, also online
  • Customizable limits and ceiling directly from website and app
  • Maxi withdrawals up to €3,000 and max purchase up to €5,000
Maxi withdrawals: service available at all UniCredit Group advanced ATMs
Fineco Card Debit: shipping charges of €2.25.
Withdrawals: €0,80 commission fee when you withdraw up to €99.

Fineco Card Credit

The mono or multifunction credit card for all needs.

  • Withdrawals everywhere in Italy
  • Request credit limit increases directly from the website or app
  • Free revolving option activation and charges billed the following month

Fineco Gold World

The premium credit card, with a range of benefits and exclusive services.

  • Credit limits start from 5,000 euros a month
  • Travel insurance, purchase protection and extended warranties for goods purchased with the card
  • Access to over 1.100 Lounge Key lounges at major airports worldwide
  • Unique experiences and benefits only for premium Mastercard card holders
  • Contactless, Apple Pay, Google Pay, Fitbit Pay and Garmin Pay enabled

Reloadable: safe, stylish purchases

An excellent gift and an good option as a second card.
And now you can choose the network you prefer between VISA Electron and MasterCard.

Light

Vintage

Watercolor

Rusty

Underground

Spring

The Wall

Perfect for making secure online or in-store purchases. Fineco reloadable cards can also be used by under-18s and to withdraw money abroad (€2.90 per withdrawal, fixed charge). Costs just €9.95 a year, with no fees on top-ups.

Carta Extra – a loan in your pocket

A scheduled repayment card that offers you finance of up to €2,000 for your spending.

Use it when you like and pay back your purchases at a convenient fixed monthly rate.

2,000

With Mastercard Travel Rewards you can
explore the world and save money

Shopping abroad with your Fineco Mastercard credit card has never been so rewarding.

Take advantage of discounts on your purchases with merchants participating in the Mastercard Travel Rewards programme, part of the amount you spend will be credited as cashback on your card statement.

The cardholder must be resident in Italy and at least 10 years old.
Vai a STARS: the high-quality selection

Support 7 days a week

Customer Care is always at your disposal, even on Sundays.

Vai a STARS: the high-quality selection

Grant your own wishes

Get a Fineco loan of up to €50,000 to use as you please.

Open a Fineco account. It only takes 5 minutes with your webcam.

Advertising message for promotional purposes. To view all the terms and conditions for the advertised services, please refer to the information sheet and required under current regulations. All services require the client to open a Fineco current account.

Card Gold World: to view all the financial and contractual terms and conditions of the product, please refer to the Information Sheet, as well as to the FinecoBank S.p.A. Personal assistance policy issued by SARA Assicurazioni, available on the finecobank.com website and the mastercard.co.uk website. Credit is granted subject to the approval of the Bank.

Carta Extra revolving option: Nominal fixed interest rate 9.95%. E.g.: Withdrawals and purchases of €2,000. Total interest €207.14. Card and PIN sending charges €1.90. Full refund of €2,209.04 in 24 months. APR: 10.52%, installment amount: €95.

Fineco Card Credit revolving option: fixed nominal APR of 13,90%. Example: cash withdrawals and purchases of €1,600 - Total interest due: €179.90 – Card annual fee: €19.95 – €18.29 (rebate)= € 1.66. Total repayment due: €1,781,56 over 18 months. Effective APR: 14,94%. Repayment amount €100.

Google Pay™ is compatible with all Android smartphones, starting with version 5.0 (Lollipop) or later. To pay in stores, the smartphone must be equipped with NFC technology. You can also use Google Pay on smartwatches with Google Wear compatible OS. Your card information is not stored on the device or transmitted during payment. It is important to know that by activating Google Pay, as per the Google policy, you consent to making the data on transactions made with your payment card through Google Pay available to Google itself. For the conditions and purposes of data use please consult the Google Payments Terms of service and Privacy Policy and the Terms and Conditions of the service provided by FinecoBank upon activation of the service. To use Google Pay you need an Android device with NFC technology. For further information, please consult Google Support

Mastercard Travel Rewards cashback programme open to Fineco customers who hold Mastercard credit cards. The programme offers cardholders cashback for purchases made with participating merchants in a number of overseas countries. A percentage of any eligible transaction amount will be credited back to your card account statement within a few days. The cashback percentage amount varies depending on the merchant and is updated quarterly.
A percentage of the amount spent, which varies according to the merchant's offer, will appear as a credit on your Mastercard credit card statement.
The list of overseas countries and merchants participating in the scheme is available at www.finecobank.com. Currently the offer only applies to purchases made with merchants who have joined the scheme in the following countries, France, the United Kingdom and the United State.
Cashback is paid for in-store and, where expressly offered by the merchant, online purchases made with participating merchants.
Customers can opt out of the rewards programme at any time by calling/emailing Fineco customer care. This offer is valid from 04/01/2020 to 06/30/2020.

Apple Pay is compatible with enabled Apple devices. For more information, visit the dedicated page on the Apple website.
Apple Pay works with iPhone 6 or later models in stores and apps and on websites; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 or later models in apps and on websites; in Safari on Mac using an iPhone 6 or later model or an Apple Watch enabled per Apple Pay. Apple Pay can be used on the Visa Mastercard circuits. Before paying, it is necessary to add the cards to the Wallet as specified on the dedicated Apple website.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac and Safari are trademarks of Apple Inc., registered in the USA and in other countries. iPad Pro is a registered trademark of Apple Inc.

Fitbit Pay. All products and services offered are dedicated to Fineco account.
Available on Fitbit Versa 2, Versa Special Edition, Ionic and Fitbit Charge 3 Special Edition. Fitbit Pay can only be used with authorised merchants. You can find the updated list of devices that support the service on the Fitbit website: fitbit.com/uk/fitbit-pay.

Garmin Pay. All products and services offered are dedicated to Fineco account.
For the list of on Garmin wrist-worn devices indicated please visit buy.garmin.com.
Check availability of transit systems on page Garmin.com.

Versione italiana

Pubblico Avviso alla clientela dei Comuni oggetto di ordinanza (v. all'allegato n. 1 al decreto del Presidente del Consiglio dei ministri del 23 febbraio 2020).

A testimonianza dell’attenzione verso la propria Clientela, Fineco ha deciso di intraprendere un’azione a favore dei Clienti che vivono nei Comuni coinvolti dall'emergenza Coronavirus – Covid19.

Fino al 15 aprile 2020 i titolari di mutui Fineco relativi a edifici ubicati nei comuni indicati nel decreto, possono richiedere la sospensione del pagamento delle rate di mutuo fino alla cessazione dello stato di emergenza (dichiarato per un periodo di 6 mesi dalla delibera del Consiglio dei ministri del 31 gennaio 2020).
Tale misura non comporterà alcun costo aggiuntivo né l’applicazione di interessi di mora.

E’ possibile contattare il numero verde 800.52.52.52 per reperire le informazioni necessarie al fine di attivare la sospensione del pagamento delle rate con decorrenza dalla prima rata utile successiva alla richiesta.

Si precisa che la sospensione non costituisce in alcun modo novazione del contratto di mutuo e resta ferma ogni altra modalità, patto, condizione e garanzia di cui al contratto di mutuo, con particolare riferimento alla garanzia ipotecaria.Le rate sospese inizieranno a decorrere al termine del periodo di sospensione con corrispondente allungamento del piano di rimborso per una durata pari al periodo di sospensione stesso, mantenendo la loro attuale periodicità.