Tailored for business
Simple, innovative and with lots of experience, Fineco Business account is the turnkey solution for your small business or professional service firm.
You have 200 free-of-charge transactions per year with a monthly fee of only 5.95 euros. And in addition SEPA bank transfers and unlimited free ATM withdrawals above 99 euros at UniCredit ATMs.

Fineco Business account won the MF Innovazione Award 2015 in the category Servizi di Conto Corrente e Pagamento per imprese.
Source: Atlante delle Banche 2015 di Milano Finanza

Find the card that's right for you
Fineco Card Debit: accepted worldwide, it supports online and contactless payments and you also have unlimited free BANCOMAT® ATM withdrawals above 99€ and no annual fee.
- Customizable limits and ceiling directly from website and app
- Maxi withdrawals up to €3,000
- Maxi purchase up to €5,000
Give your plans a boost
Need a bit of extra help to grow your business? We have the solution for your every need.
Personal loans
Up to €50,000 for turning your dreams into reality. You can apply online, and pay back in convenient monthly payments from 12 to 84 months.
Find out moreCredit line on securities and funds
A credit line on your securities and/or funds that lets you get up to €500,000, directly on your account, without commission and without divesting your portfolio.
Find out moreMini credit line
A credit line of 3,000€ available on your account to easily manage any need. Without arrangement costs or commission.
Find out moreOverdrafts up to €20,000
Pledge your portfolio securities as collateral — ownership remains yours and you can sell them whenever you like.
Find out moreCredit is granted subject to the approval of the Bank, which reserves the right to assess requirements and creditworthiness. All products and services offered by Fineco require the client to open a current account.
With you wherever you go
Access your bank account anytime, anywhere to check on account movements and transactions when you need to. It's all archived online (credit transfers, postal bills).
And with automatic alerts you can know everything about your account, as it happens: receive an SMS every time a transfer is made or when you use your debit card or credit card.
Fineco app gives you the most complete array of tools in Europe for you account, cards and investments.

Make your savings grow
In Fineco so many opportunities to choose the most suitable investment for you, alone or with a Personal Financial Advisor.
So many products, including insurance solutions full of tax and succession advantages, as well as tools for managing emotionality and market timing errors.
Trade like a professional.
The market leader for the Borsa Italiana since 2004.
Market leader since 2004. Source: ASSOSIM - "Periodic annual reports from 2004 to the present day on the trading data of Assosim members regarding markets managed by Borsa Italiana S.p.A., markets managed by Euro TLX SIM SpA" - Third-party account.
Lots of services, low costs
General | |
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Monthly fee | €5.95 |
Number of transactions included in the fee | 200/yearly |
Account closure | Free |
Interest | |
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Lending rate | 0% |
Commissione di Istruttoria Veloce (CIV) per sconfinamenti extra-fido e in assenza di fido | None |
Transactions | |
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SEPA Transfers | Free (Except for Switzerland and the Principality of Monaco: 9.95€) |
Withdrawals on the BANCOMAT® circuit (UniCredit machines) | Free if you withdraw above 99€ 0.80 EUR if you withdraw up to 99€ |
Withdrawals on the BANCOMAT® circuit (ATMs other than UniCredit Group ATMs) | Free if you withdraw above 99€ 0.80 EUR if you withdraw up to 99€ (1.95€ to be added when you exceed the limit of 200 free account transactions per year) |
Online account statement (Fineco Report) | Free |
Telepass Family charge | Free |
Mav and Rav payments | Free (1.95€ after the first 200 transactions per year) |
Postal payment slips | €1.55 (excluding postage costs) |
Direct debit/Utilities payments | Free |
Payment of Form F24 | Free (1.95€ after the first 200 transactions per year) |
Mobile top-ups | Free |
Chequebook delivery | €4.95 |
In-branch deposits | €2.95 |
In-branch withdrawals | €4.95 |
Automated deposits | Free (1.95€ after the first 200 transactions per year) |
Cards | |
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Fineco Card Credit | Annual fee: 19,95€ |
Fineco Card Debit | Free |
Link credit card | Annual fee: 19,95€ |
Card statement | Free online |
Loans | |
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Amount allowed | €2,000 to €50,000 |
Repayment | 12–84 months |
Trading | |
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Italian shares and ETFs and Europe | fixed fee of min €2.95 max €19 (starting fee €9.95 only for the first month) |
Shares and US ETF (Nyse, Amex, Nasdaq) | fixed fee of min €3.95 max €12,95 (starting fee €9.95 only for the first month) |
Government, Italian and foreign bonds | fixed fee of min €2.95 max €19 (starting fee €9.95 only for the first month) |
Funds | €/$0 per order |
Securities transfer fee (outgoing) | Free |
The 200 yearly transactions included in the fee are:
- Sepa Direct Debits
- Cash and cheques payments via enabled ATMs
- F24 direct debits
- Withdrawals on the BANCOMAT® circuit at UniCredit Group ATMs
- Withdrawals on the BANCOMAT ® circuit at ATMs other than UniCredit Group ATMs
- MAV, RAV, RIBA
- Italian and SEPA credit transfers
- EU foreign transfers up to €50,000
- Cheques payments via PFA
Over the limit of 200 free transactions per year, the following transaction will be charged €1.95 each:
- F24 direct debits
- Cash and cheques payments via enabled ATMs
- Withdrawals on the BANCOMAT ® circuit at ATMs other than UniCredit Group ATMs
- MAV, RAV, RIBA
- Cheques payments at desk via PFA
All other transactions included in the fee remain for free, also in case the tolerance threshold is exceeded.