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Tailored for business

Simple, innovative and with lots of experience, Fineco Business account is the turnkey solution for your small business or professional service firm.

You have 50 free-of-charge transactions per quarter with a monthly fee of only 5.95 euros. And in addition SEPA bank transfers and unlimited free ATM withdrawals above 99 euros at UniCredit ATMs.

Fineco Business account won the MF Innovazione Award 2015 in the category Servizi di Conto Corrente e Pagamento per imprese.
Source: Atlante delle Banche 2015 di Milano Finanza

Find the card that's right for you

Fineco Card Debit: accepted worldwide, it supports online and contactless payments and you also have unlimited free BANCOMAT® ATM withdrawals above 99€ and no annual fee.

  • Customizable limits and ceiling directly from website and app
  • Maxi withdrawals up to €3,000
  • Maxi purchase up to €5,000
Find out more about Fineco cards

Give your plans a boost

Need a bit of extra help to grow your business? We have the solution for your every need.

Personal loans

Up to €50,000 for turning your dreams into reality. You can apply online, and pay back in convenient monthly payments from 12 to 84 months.

Find out more

Credit line on securities and funds

A credit line on your securities and/or funds that lets you get up to €500,000, directly on your account, without commission and without divesting your portfolio.

Find out more

Mini credit line

A credit line of 3,000€ available on your account to easily manage any need. Without arrangement costs or commission.

Find out more

Overdrafts up to €20,000

Pledge your portfolio securities as collateral — ownership remains yours and you can sell them whenever you like.

Find out more

Credit is granted subject to the approval of the Bank, which reserves the right to assess requirements and creditworthiness. All products and services offered by Fineco require the client to open a current account.

With you wherever you go

Access your bank account anytime, anywhere to check on account movements and transactions when you need to. It's all archived online (credit transfers, postal bills).
And with automatic alerts you can know everything about your account, as it happens: receive an SMS every time a transfer is made or when you use your debit card or credit card.
Fineco app gives you the most complete array of tools in Europe for you account, cards and investments.

Your Business account at a touch

Make your savings grow

In Fineco so many opportunities to choose the most suitable investment for you, alone or with a Personal Financial Advisor.
So many products, including insurance solutions full of tax and succession advantages, as well as tools for managing emotionality and market timing errors.
Trade like a professional.
The market leader for the Borsa Italiana since 2004*.

Investment solutionsChoose trading

* Market leader since 2004. Source: ASSOSIM - "Periodic annual reports from 2004 to the present day on the trading data of Assosim members regarding markets managed by Borsa Italiana S.p.A., markets managed by Euro TLX SIM SpA" - Third-party account.

Lots of services, low costs

General
Monthly fee€5.95
Number of transactions included in the fee50/quarter
Account closureFree
Interest
Lending rate0%
Overdraft feeNone
Transactions
SEPA TransfersFree

(Except for Switzerland and the Principality of Monaco: 9.95€)

Withdrawals on the BANCOMAT® circuit
(UniCredit machines)
Free if you withdraw above 99€
0.80 EUR if you withdraw up to 99€
Withdrawals on the BANCOMAT® circuit
(ATMs other than UniCredit Group ATMs)
Free if you withdraw above 99€
0.80 EUR if you withdraw up to 99€

(1.95€ to be added when you exceed the limit of 50 free account transactions per quarter)

Online account statement (Fineco Report)Free
Telepass Family chargeFree
Mav and Rav paymentsFree

(1.95€ after the first 50 transactions per quarter)

Postal payment slips€1.55

(excluding postage costs)

Direct debit/Utilities paymentsFree
Payment of Form F24Free

(1.95€ after the first 50 transactions per quarter)

Mobile top-upsFree
Chequebook delivery€4.95
In-branch deposits€2.95
In-branch withdrawals€4.95
Automated depositsFree

(1.95€ after the first 50 transactions per quarter)

Cards
Fineco Card CreditAnnual fee: 19,95€
Fineco Card DebitFree
Link credit cardAnnual fee: 19,95€
Card statementFree online
Loans
Amount allowed€2,000 to €50,000
Repayment12–84 months
Trading
Italian shares and ETFs and Europefixed fee of min €2.95 max €19

(starting fee €9.95 only for the first month)

Shares and US ETF (Nyse, Amex, Nasdaq)fixed fee of min €3.95 max €12,95

(starting fee €9.95 only for the first month)

Government, Italian and foreign bondsfixed fee of min €2.95 max €19

(starting fee €9.95 only for the first month)

Funds€/$0 per order
Securities transfer fee (outgoing)Free
Information sheets

The 50 quarterly transactions included in the fee are:

  • Sepa Direct Debits
  • Cash and cheques payments via enabled ATMs
  • F24 direct debits
  • Withdrawals on the BANCOMAT® circuit at UniCredit Group ATMs
  • Withdrawals on the BANCOMAT ® circuit at ATMs other than UniCredit Group ATMs
  • MAV, RAV, RIBA
  • Italian and SEPA credit transfers
  • EU foreign transfers up to €50,000
  • Cheques payments via PFA

Over the limit of 50 free transactions per quarter, the following transaction will be charged €1.95 each:

  • F24 direct debits
  • Cash and cheques payments via enabled ATMs
  • Withdrawals on the BANCOMAT ® circuit at ATMs other than UniCredit Group ATMs
  • MAV, RAV, RIBA
  • Cheques payments at desk via PFA

All other transactions included in the fee remain for free, also in case the tolerance threshold is exceeded.

Want to know more? Leave us your details and one of our specialists will get back to you.

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Vai a Where, how and how much do you spend?

Where, how and how much do you spend?

MoneyMap shows all your spending, direct from your smartphone.

Vai a STARS: the high-quality selection

Support 7 days a week

Customer Care is always at your disposal, even on Sundays.

Open a Fineco account. It only takes 5 minutes with your webcam.

Advertising message for promotional purposes. To view all the terms and conditions for the advertised services, please refer to the information sheet and required under current regulations. All services require the client to open a Fineco current account.

Our Small Business accounts are for one holder and are especially for freelance professionals and sole traders. To view all the terms and conditions for the advertised products and services – and for any information not expressly provided – please refer to the information sheets, Advertising Information forms and required under current regulations required under current regulations. Cards are issued and current account overdrafts/loans are granted subject to the applicant meeting the necessary requirements and approval by the Bank.

All products and services offered by the Bank require the client to open a Fineco current account.

Versione italiana
A testimonianza dell’attenzione verso la propria Clientela, FinecoBank ha deciso d’intraprendere un’azione a favore dei Clienti danneggiati dal crollo del Ponte Morandi a Genova il 14 agosto 2018, titolari di mutui ipotecari relativi a edifici resi inagibili anche parzialmente, ovvero alla gestione di attività di natura commerciale ed economica svolta negli stessi edifici.
L’iniziativa prevede che il Cliente che si trovi in condizione di difficoltà per i danni subiti dall’immobile, ferma restando la regolarità del piano dei pagamenti, possa richiedere la sospensione del pagamento delle rate dei mutui (quote capitale e quote interesse) per 12 mesi dalla data di presentazione della richiesta.
La domanda di sospensione dovrà essere presentata entro il 15 Ottobre 2018 e dovrà essere assistita da un’autocertificazione che attesti il danno subito.
La sospensione non costituisce in alcun modo novazione del contratto di mutuo e resta ferma ogni altra modalità, patto, condizione e garanzia di cui al contratto di mutuo, con particolare riferimento alla garanzia ipotecaria.
Resta inteso che, nel periodo di sospensione, non si procederà con alcuna segnalazione di insoluto alle Banche Dati relativa alle rate sospese.
Le rate sospese inizieranno a decorrere al termine del periodo di ammortamento originariamente previsto dal finanziamento, mantenendo la loro attuale periodicità.
L’esercizio sarà gratuito e non oneroso, ovvero non saranno addebitati interessi maturati durante il periodo di sospensione.
Per maggiori informazioni nonché per richiedere la sospensione delle rate, è possibile contattare il Customer Care.