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Better and smarter, it’s Fineco app.
From account management to advanced and professional trading, from cardless withdrawal to instant loans, from mobile collaboration to real-time prices: everything directly from your smartphone.

4.6 +210,000 ratings

Your Fineco App is even smarter. Find out more about the latest innovations

  • View your account and payment card transactions in a single list.
  • New filters to include or exclude trading, credit card and reloadable card transactions.
  • List of authorised card transactions updated in real time. The amounts displayed in yellow are approved transactions not yet fully processed.
  • The possibility to suspend and reactivate your payment card with a simple tap.

Account, investments and trading: all just a touch away

Download the Fineco app and make it your own app: there is nothing more personal than your savings.

Fineco in an app

Login to Fineco using your fingerprint and gain instant access to banking, cards, transactions and investments. And if you want to invest or trade, the Fineco app is also a truly professional platform.

Payments F24

Payment of simplified F24 models with data entry.

IBAN with a photo

Automatically read and fill out IBAN details with your phone's camera.

Utilities

See a list of the utility bill direct debits set up on your account.

Bills

Pay your CBills, Bollo auto, MAV, RAV and other bills all with a simple photo.

Touch for access

Login to the app using your fingerprint.

Face ID

Safe authentication with facial recognition.

Mobile Code

Use a code to view your information and confirm your payment orders.

Privacy and security

You can set your account privacy information and change your password in settings

Your account

View balance and transactions of euro and multi-currency accounts.

Payment cards

Activate and suspend your cards in real time on your smartphone.

Instant transfers

Send money 24 hours a day in real time, including weekends.

Set your limits

Select the limits for your payment cards and increase your credit ceiling.

Maxi-withdrawals

Increase your card limits and withdraw up to €3,000 free of charge.

Maxi-purchases

Make purchases of up to €5,000 per day on the VISA Debit network.

Share IBAN

Share your IBAN instantly with whoever you want: it only takes a click.

Top-up function

Top-up your phone or reloadable payment card.

MoneyMap

Categorise income and spending and set a personalised budget to help you save money.

Instant Loan

Up to 15,000€ with instant assessment for pre-assessed customers.

Multi-currency

Deal in all the major currencies, with conversions directly on your homepage.

Markets and Trading

Indexes, news and leading markets at a glance.

Push prices

All markets in real time, with up-to-the-minute securities prices.

5-level book

With automatic push updates and a range of tools for you.

New securities infosheets

Even more detailed, with news, similar securities and analysis.

Order protection

Issue "Stop Loss" and "Take Profit" instructions, direct from your smartphone.

Tweet Center

Economic and financial news, straight from the most prestigious channels.

Best & Worst

Real-time updates on the best and worst performing securities.

Calendar

An economic calendar, updated in real time.

Profits and losses

View all the gains and losses from your trading activities.

CFDs

No fees on share, index, currency and commodity CFDs.

Interactive charts

Select the type of graph, add indicators and track trendlines.

Mobile Collaboration

Assess your PFA investment recommendations wherever you like.

Portfolio trends

STARS and ADVICE complete report always available.

Daily Options

Trade on the upside or downside of World Indicies, Currencies and Commodities.Discover more.

Futures

Trade in futures on IDEM, EUREX and CME, also Mini and Micro, and Speed Up.

Forex

Trade 24 hours a day on CFDs with the underlying major currency pairs.

Knock Out Options

Discover trading with up to 100x leverage and guaranteed stop losses.

Wherever and whenever you choose

Increasingly customized and easy to use, the Fineco app's advanced functions simplify your banking experience. All updated in real time, with maximum security and no extra costs.

Easy and secure

Login in with your fingerprint and authorize transactions using the same ID codes that you use for internet banking, with the same levels of security.

Better than ever

The app now offers all the banking and trading services available on the Fineco website. And all transactions cost the same as they do via internet banking.

Discover a new way to pay

Now you can use your Fineco card to pay using Apple Pay or Google Pay™. All you need is your smartphone. It's that simple.

Choose Apple Pay

Do you have an Apple device? Simply add your Fineco card to Apple Pay. Then you can pay contactless in store or in-app and online.

Find out more

Choose Google Pay

Do you have an Android smartphone or watch? Just add your Fineco card to Google Pay and you can shop quickly, easily and securely.

Find out more

Try Fitbit Pay

To make purchases with Fineco and Fitbit Pay, just hold your Fitbit compatible smartwatch near any contactless POS terminal, and it's done.

Find out more

Discover Garmin Pay

With Fineco and Garmin Pay you can forget your smartphone, cards or cash: all you need to pay is a compatible Garmin smartwatch and a contactless enabled POS terminal.

Find out more

CFDs are complex instruments and present a significant risk of losing money quickly due to financial leverage. 69.75% of retail investor accounts lose money due to CFD trading with FinecoBank. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Advertising message for promotional purposes. To view all the terms and conditions for the advertised services, please refer to the information sheet and required under current regulations. All services require the client to open a Fineco current account.

Setting up automatic orders does not guarantee their execution at the selected price, since hitting this price triggers submission of the order and not its execution. The price may change between the submission of the order and its execution, particularly in certain cases, such as "thin" or highly volatile stocks.

Contracts For Difference (CFD) trading is available to clients following the assessment of their knowledge of derivative instruments and the subscription of the Derivative Trading Contract.
CFDs (Contracts for Differences): a CFD is a financial derivative, which you can buy or sell with FinecoBank as your direct counterparty. Its value is directly related to that of an underlying asset (securities, indices, currencies, futures on bonds, futures on volatility indicators and futures on commodities) and consequently follows the price movement in the underlying asset. In particular, in CFD trading your profit/loss is given by the difference in value between the opening price and the subsequent closing price of the contract. The opening price and the closing price are determined by the Bank applying, if appropriate, a mark-up or a spread on the underlying price to the extent indicated by the economic conditions at the time. CFDs are characterized by a strong leverage effect. This means that a relatively small price movement in the underlying market will have a proportionally higher impact on the value of your margined position and an unfavourable price movement may result in losses exceeding your initial margin deposit (increasing underlying price for short positions, decreasing for long positions). CFD Positions open for more than a working day (overnight) are subject to a multi-day position fee.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69.75% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.Before trading in CFDs, please read carefully the Key Information Documents (KIDs) available on the website: finecobank.com.Leverages offered are differentiated according to the type of underlying and customer classification: up to 28.57 times for retail customers and up to 100 times for professional customers.For the economic conditions, features, nature and risks of the products, reference must be made to the contract supplements (delete links to contract supplements) concerning the services for receiving and transmitting orders and for executing orders on behalf of customers also by negotiating derivative financial instruments, as well as to the relevant Product Sheets and Operating Rules, available on the website finecobank.com

Daily Options: derivative financial instruments – with underlying CFDs on indices, commodity futures or currency exchange issued by the Bank – tradeable directly with FinecoBank. A Daily Option call or put assigns the buyer the right but not the obligation to buy (call) or sell (put) a certain amount of the underlying at a fixed price ("strike") at the end of the day on which it was bought. In order to acquire this right, the buyer pays a sum ("premium"). If the Customer does not conclude the sale on his or her own initiative on the same day of purchase, for each Daily Option "In the money" held at the end of the day the right will be automatically executed. If at the end of the day the option is "Out of the money" or "At the money" the position will be closed automatically.
The purchase price of the Option is determined by the Bank by applying a pre-established Spread.
Daily Options are complex instruments and involve a high degree of risk due to the leverage effect. Customer losses cannot exceed the premiums paid.
Before trading Daily Options, carefully read the documents containing the key information (KIDs) that will be made available on the Finecobank.com/uk website.
For the economic conditions, characteristics, nature and risks of the product, refer to the contractual supplement concerning the services of receiving and transmitting orders, executing orders on behalf of customers also through the negotiation of derivative financial instruments (hereinafter referred to as "Contractual Supplement"), to the relevant Product Sheets and Operating Rules available on the Finecobank.com website. Trading in Daily Options is reserved for Fineco customers who are qualified to operate in derivatives by completing a specific questionnaire and signing the Contractual Supplement. All products and services offered are dedicated to Fineco account holders.

Apple Pay is compatible with enabled Apple devices. For further details please visit Apple website.
Before paying, it is necessary to add the cards to the Wallet as specified on the dedicated Apple website. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the USA and in other countries.

Google Pay™ is compatible with all Android smartphones, starting with version 5.0 (Lollipop) or later. You can also use Google Pay on smartwatches with Google Wear compatible OS. To pay in stores, the smartphone must be equipped with NFC technology. For further information, please consult Google Support page. Your card information is not stored on the device or transmitted during payment. It is important to know that by activating Google Pay, as per the Google policy, you consent to making the data on transactions made with your payment card through Google Pay available to Google itself. For the conditions and purposes of data use please consult the Google Payments Terms of service and Privacy Policy and the Terms and Conditions of the service provided by Fineco Bank upon activation of the service.

Fitbit Pay is compatible with devices listed on Fitbit website.

Garmin Pay is compatible with devices listed on Garmin website.

Versione italiana

Pubblico Avviso alla clientela dei Comuni oggetto di ordinanza (v. all'allegato n. 1 al decreto del Presidente del Consiglio dei ministri del 23 febbraio 2020).

A testimonianza dell’attenzione verso la propria Clientela, Fineco ha deciso di intraprendere un’azione a favore dei Clienti che vivono nei Comuni coinvolti dall'emergenza Coronavirus – Covid19.

Fino al 15 aprile 2020 i titolari di mutui Fineco relativi a edifici ubicati nei comuni indicati nel decreto, possono richiedere la sospensione del pagamento delle rate di mutuo fino alla cessazione dello stato di emergenza (dichiarato per un periodo di 6 mesi dalla delibera del Consiglio dei ministri del 31 gennaio 2020).
Tale misura non comporterà alcun costo aggiuntivo né l’applicazione di interessi di mora.

E’ possibile contattare il numero verde 800.52.52.52 per reperire le informazioni necessarie al fine di attivare la sospensione del pagamento delle rate con decorrenza dalla prima rata utile successiva alla richiesta.

Si precisa che la sospensione non costituisce in alcun modo novazione del contratto di mutuo e resta ferma ogni altra modalità, patto, condizione e garanzia di cui al contratto di mutuo, con particolare riferimento alla garanzia ipotecaria.Le rate sospese inizieranno a decorrere al termine del periodo di sospensione con corrispondente allungamento del piano di rimborso per una durata pari al periodo di sospensione stesso, mantenendo la loro attuale periodicità.